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Toto Ngadiman DW, Rahim HA, Yacoob SE, Wahid H. Harga Diri, Niat Menambah Pinjaman Dan Gelagat Perbelanjaan Individu Muslim Berpendapatan Rendah Di Sektor Perladangan. UMRAN [Internet]. 2019 Feb. 26 [cited 2024 Dec. 22];6(1):49-61. Available from: https://jurnalumran.utm.my/index.php/umran/article/view/276