Rifas, Abi Huraira, Asmak Ab Rahman, and Ahmad Hidayat Buang. “Appraising the Universal Concepts of Insurance and Takaful: Similarities and Differences”. UMRAN - International Journal of Islamic and Civilizational Studies 10, no. 1 (February 28, 2023): 1–15. Accessed December 4, 2024. https://jurnalumran.utm.my/index.php/umran/article/view/571.