“APLIKASI TAKAFUL MODEL WAKAF DI MALAYSIA: KEPERLUAN DAN PERMASALAHANNYA(APPLICATION OF WAQF TAKAFUL MODEL IN MALAYSIA: ITS REQUIREMENTS AND PROBLEMS)”. UMRAN - Journal of Islamic and Civilizational Studies 3, no. 1 (March 4, 2016). Accessed August 11, 2026. https://jurnalumran.utm.my/index.php/umran/article/view/52.