Rosele, Muhammad Ikhlas, and Abdul Hakim Johari. 2016. “APLIKASI TAKAFUL MODEL WAKAF DI MALAYSIA: KEPERLUAN DAN PERMASALAHANNYA(APPLICATION OF WAQF TAKAFUL MODEL IN MALAYSIA: ITS REQUIREMENTS AND PROBLEMS)”. UMRAN - Journal of Islamic and Civilizational Studies 3 (1). https://doi.org/10.11113/umran2016.3n1.52.