RIFAS, A. H. .; AB RAHMAN, A. .; BUANG, A. H. . . Appraising the Universal Concepts of Insurance and Takaful: Similarities and Differences. UMRAN - International Journal of Islamic and Civilizational Studies, [S. l.], v. 10, n. 1, p. 1–15, 2023. DOI: 10.11113/umran2023.10n1.571. Disponível em: https://jurnalumran.utm.my/index.php/umran/article/view/571. Acesso em: 8 dec. 2023.