ROSELE, Muhammad Ikhlas. ANALISIS ELEMEN AL-HAJAH DALAM PEMBIAYAAN PERIBADI (ANALYSIS OF ELEMENT AL-HAJAH IN PERSONAL FINANCING). UMRAN - International Journal of Islamic and Civilizational Studies, [S. l.], v. 4, n. 3, 2017. DOI: 10.11113/umran2017.4n3.153. Disponível em: https://jurnalumran.utm.my/index.php/umran/article/view/153. Acesso em: 3 jul. 2024.