Mohd Alwi, M. A., Abdullah, A. ., & Luqman , A. . (2023). Pengurusan Hutang Kad Kredit – Sorotan Literatur Bersistematik daripada 2010-2020 (Credit Card Debt Management – Systematic Literature Review from 2010-2020). UMRAN - International Journal of Islamic and Civilizational Studies, 10(1), 17–34. https://doi.org/10.11113/umran2023.10n1.588